Frequently asked questions
Answers to the questions we hear most often.
Account & onboarding
How do I open an account?+
Register with your mobile number, verify the OTP, and complete KYC with your PAN and Aadhaar. Once approved, your wallet is activated and you can start transacting.
Is KYC mandatory?+
KYC requirements depend on your account type and the services you enable. Retailer and distributor accounts must complete KYC before transacting.
Can I onboard my own retailers?+
Yes. Distributor accounts can create and manage a downline, set commission slabs, and transfer balance to their retailers from the console.
Recharges & payments
How long does a recharge take?+
Most recharges confirm within a few seconds. If an operator is slow, the transaction stays pending until we receive a final status — it is never left unresolved.
What happens if a recharge fails?+
Failed transactions are refunded to your wallet automatically. Pending transactions are reconciled with the operator and settled once a final status is received.
Which services are supported?+
Prepaid and postpaid mobile, DTH, data cards, and BBPS bill payments including electricity, broadband, gas, and water across 200+ providers.
How do I top up my wallet?+
Add funds through the payment gateway from the console, or request a manual top-up against a bank transfer and upload the payment reference for approval.
API partnership
How do I become an API partner?+
Contact our team to request API access. Once approved, you receive sandbox credentials, documentation, and a Postman collection to begin integration.
How are API responses delivered?+
Recharge requests return a synchronous status, and final states are also pushed to your configured webhook endpoint with an HMAC signature you can verify.
Are there IP restrictions?+
Yes. You can allowlist the IP addresses permitted to use your API keys, and rotate keys at any time from the console.
Commissions & settlement
How is commission calculated?+
Commission is applied per operator and slab according to your assigned scheme, and credited to your wallet as part of the transaction ledger.
How do I redeem my commission?+
Raise a redemption request from the console. Approved requests are settled to your registered bank account.